bank accounts, wallets &
card endpoints
transactions delivered
in real-time
receive countries
merchant acceptance
locations
licenses and
regulatory approvals
One network. Billion Endpoints.
Zero complexity.
TerraPay simplifies cross-border money movement through a single, regulated network. No fragmented integrations.
No corridor-by-corridor builds. No operational overhead.
Global reach
Access billions of last-mile
endpoints through a single
integration. Expand instantly across
markets without rebuilding for every
partner, corridor or market.
Real-time deliveries
Move money at the speed users
expect, in near real-time. Built for
high-volume, high-velocity flows
with consistent performance.
Trust & control
Operate on infrastructure designed
for regulatory reality - with
compliance, monitoring,
reconciliation, and reporting built in.
TerraPay is built for institutions powering global money movement
Money Transfer Organizations
Expand corridor coverage. Improve delivery speed. Reduce operational complexity.
Wallets
Enable global receive, spend, and cross-border wallet reach.
Banks & financial institutions
Extend beyond accounts into digital endpoints without rebuilding core systems.
Platforms & marketplaces
Power global payouts for sellers, creators, and gig workers at scale.
Experience payment interoperability
Built on TerraPay’s infrastructure, Xend connects wallets across ecosystems, enabling cross-border wallet-to-wallet and wallet-to-bank account transfers, merchant acceptance, and roaming-like experiences for digital wallets.
Explore XendConnect to TerraPay via Swift
Banks can leverage their existing Swift connectivity or connect via API to send funds directly into digital wallets and bank accounts. No new infrastructure. No parallel rails. Just expanded reach into the fastest-growing financial endpoints across the world.
Get startedInfrastructure you can build on
Simplifying money movement for partners across the globe.