International money transfer
TerraPay's global payments infrastructure and solutions platform are designed to remove complexities and enable streamlined money transfers, globally.
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Instant cross-border transfers for your customers. Unlimited opportunities for you. We enable simple and seamless international transfers for all our partners, from MTOs, banks, fintechs, mobile wallet operators, and other licensed payment providers, in real-time.
Connect to 7.5Bn+ bank accounts & 2.1Bn+ mobile wallets, instantly
97% of all transactions are successfully delivered in under 1 minute
Seamlessly send funds to 111 countries across the world
Integrating with our all-in-one API, empowers your customers to transfer money to loved ones across borders while connecting your business to our far-reaching global network. Armed with 27 licenses and regulatory approvals, globally, along with real-time transaction & risk monitoring capabilities, we ensure 100% compliance.

Business pay-outs
Accelerate your growth with frictionless global payment solutions, built for your business. TerraPay's global pay-out infrastructure and solutions platform empowers you to break the existing barriers of slow, expensive, opaque, and inefficient payments. We help you power payments to your global network of suppliers, merchants, customers, and more, instantly, while ensuring cost-effectiveness and transparency at every step of the payment journey.
Make global pay-outs across 60+ countries in a record time of 1 minute*
We handle every complex detail of the entire payment cycle for you, so that you can focus on what matters - growing your business
We have a success rate of 99.97% on payment deliveries
With accessibility as the goal, we have designed our prices to be competitive so that our partners can optimise their performance and revenue
The increasing penetration of smartphones and the popularity of digital access points has placed pressure on payment providers to offer faster, cheaper and more transparent cross-border payment solutions.
Whether you specialize in money transfers, payment solutions or gateways - how are you seizing every opportunity to deepen relationships with your customers?
*97% transactions are delivered in less than 1 minute.
This number may change depending on the region.
Issuance
Issue virtual cards in 69 currencies, across the globe, in an instant. With TerraPay's fully compliant, customisable, and easy-to-use issuance capabilities, you can tap the growing global appetite for virtual cards while getting the most out of your payments.
Enjoy more flexibility and control. Choose from single or multi-currency, reloadable or non-reloadable virtual cards
Minimise fraud and safeguard against threats with real-time risk monitoring and assessment
Increase transparency with a simple, unified, and customisable dashboard for multiple transaction reports
Add an extra layer of security & protect sensitive data with tokenisation or unique codes for recurring payments
By 2028, the global virtual cards market size is expected to reach $37.5Bn.
Whether you're a travel agent, a business with a network of employees, vendors, and supplier across the globe, or an airline company, you can seize every opportunity to leverage this growing demand with our frictionless, flexible, and scalable virtual card solutions.
Collections & acquiring
Accept and receive payments from all over the world while saving on FX. Easily integrate with TerraPay's streamlined and comprehensive solution that not only simplifies global card acceptance but also empowers your business with our far-reaching payments network.
Cloud-based payment gateway platform to help you take control of how you get paid
Simple merchant integration & secure merchant portal to easily track & view transactions status & reports
Take advantage of competitive FX rates & unmatched treasury expertise across 60+ currencies
Add an extra layer of security & protect sensitive data with tokenisation or unique codes for recurring payments
The growing popularity of digital payments translates into an incredible opportunity for your business. Whether you're a local merchant, an e-commerce platform, or an online business with a dream of expanding beyond borders, TerraPay provides you with the global reach and infrastructure to compete in this new era of digital payments.


Wallet enablement
Open doors to mobile wallet payments from 2.1Bn+ wallet holders. TerraPay's integrated wallet enablement solution boosts mobile wallet acceptance across merchant PoS, empowering wallet users to pay in local currencies across borders.
Issuing capabilities for wallet holders to pay in real-time, in local currencies using their mobile wallets across borders
Empowering merchants to expand their customer base and accept instant payments from any mobile wallet
Easy to integrate technology with minimal changes to existing partner acquiring applications
The trillion-dollar cross-border payments sector is ripe for disruption driven by changing customer demands, emerging market growth, and growing financial inclusion for small businesses. Whether you’re a mobile wallet provider or merchant, TerraPay makes cross-border payments transactions possible without having to rely on traditional payment rails with a massive network of 2.1Bn+ mobile wallets, globally.
Card-to-account
Transform your supplier cash payments into cards payments. With TerraPay's multi-dimensional card-to-account solutions, you can boost card acceptance and your growth – breaking down the unwanted layers of complexities like high costs, complicated processes, and more.
With tools like BSA's, we are committed to making business-to-business payment flows more affordable, matching the cost of acceptance to the benefit received
Make direct-to-bank payments to global suppliers using commercial cards
Simple and seamless supplier onboarding with front line support
Streamline your operations and maximise your business payments with our customisable suite of business pay-outs, buyer portal, acquiring, virtual card issuance, and onboarding capabilities
The business payments landscape is fraught with unwarranted delays, high costs, compliance issues, and a lack of standardisation. In supporting business-to-business payment flows, we have built solutions that are agile enough to meet the unique demands of different players of the ecosystem. From issuers, acquirers and merchants to corporate buyers and suppliers - everyone can benefit from the different modules of our card-to-account solution, helping our partners meet the needs of their customers.
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