Paving the
payments
highway
globally

We believe in the "power of digital mobility"
to efficiently move money across borders by
connecting the last mile and enabling
cashless economies.

We provide a competitive digital experience for our partners that is seamless, transparent, secure, and efficient.

Our robust foundation, scalable infrastructure, intuitive and agile approach makes us the partner of choice for all regional, domestic and cross border digital payment journeys.

Read more about us

Tomorrow. First.

Our commitment to achieve global financial inclusion is made possible with our unparalleled
vision of being able to send money to any payment device, no matter where our partners
operate, and their customers reside.

Our global payments highway ensures transparency and competitiveness, with a simple
pricing model.


Increased revenues

Our success lies in your growth, and that of your customers.

  • Competitive pricing and FX rates
  • Flexible and transparent commercial models
  • No hidden charges
  • API-based FX rates
  • Pricing controls
  • Service management for setting your customer pricing and FX markups
  • Visibility and transparency
  • Efficient treasury services
  • Lower processing and delivery costs

Efficiency

Fuelling your profitability with our one-to-many connections.

  • Single integration
  • Plug & Play solutions
  • Lower processing and delivery costs

Scalability through agile technology

Bespoke interoperability solutions for diverse payment participants in reaching new customers and offering innovative services.

  • Multi payment instrument capability - strong partnerships with Banks, MNOs, MTOs, Government and Regulators
  • Expertise across interoperability scales
    • Domestic - connecting different networks within the same country
    • Regional - connecting different networks within the same region
    • International - connecting different regions and different networks across the globe

Peace of mind

Encouraging you to focus on your customers and their gains.

  • Regulatory cover
  • Compliant transactions
  • Full service APIs
  • Data security
  • Easy integration and comprehensive testing environment
  • Flexible secure connectivity including site-to-site VPN and https
  • Real time and transparent KYC validation and AML monitoring and reporting
  • Standardized and custom-built reporting in real-time
  • Strong service levels
  • VAS - Robust reconciliation and reporting process

Speed and flexibility

Empowering you for success.

  • Scalable platform with customized API integration
  • Fast solution set-up and GTM
  • Customized technology integrations
  • First-hand tailoring response
  • Market leading transaction processing capacity per second

Ease of settlement

Accelerating your returns with competitive treasury and trade services.

  • Real-time credits
  • Streamlined settlement
  • Faster transactions
  • Multi currency (local and global) settlement

Partner success

Ensuring a smooth end-to-end partner journey from onboarding to settlement.

  • 24/7 technical support
  • Agile problem resolution processes
  • Escalations and access to decision makers

Global. First.

Leveraging our global reach
to connect you to the
world of
cross-border payment
opportunities.

Learn more
4Bn+
Bank Accounts
500+Mn
Mobile Wallets
15
Regulatory Approvals
and Licenses
77
Receive
Countries
121
Send partner
footprint
58
Settlement currencies
and growing
+97%
Transactions in
real time (< 1 Min)
555msec
Fastest
transaction
99.9%
Uptime, hosted on AWS

Transforming growth through
seamless digital payments

Edge. First.

Trailblazers in building credibility through scalable technology networks, backed by global regulatory licenses and approvals.

Our customizable API based connectivity is designed for quick implementation and scalability.

 

Assured security of each transaction with diligent real time monitoring

  • Facilitating safe, secure cross-border payments through diligent and real-time compliance screening
  • Constantly evolving technology capabilities to address money laundering, fraud and other financial crimes
  • Every transaction is screened in real time, with efficiency and precision

Protecting the safety of every transaction with real time compliance screening

  • Trusted and proven region wise expertise in acquiring licenses and approvals, integrating complex compliance requirements
  • Ensuring every partner abides by compliance protocols, with regular monitoring and due diligence
  • Providing a secure payments ecosystem

Beyond benchmarks

  • Our constantly expanding portfolio of regulatory licenses, authorisations and approvals opens up global opportunities for our partners
  • Strong presence in Africa, and growing - a large pivotal remittance market

Facilitating a seamless business continuity to reduce financial exposure and ensure revenue protection

  • Leading automated reconciliation engines for high volume real time transactions
  • Handholding, interventions and escalations ensuring a smooth and secure payments journey across every highway our partners are on

Committed to protecting our partners’ privacy at all times

  • Transaction security across every partner network
  • Regular updates in Data Security policies and strategies covering key areas of interventions

Highly equipped to handle the complexities of region and cross border payments

  • Ensuring a secure flow of funds and guaranteeing the safety for all payment participants
Transaction monitoring
Assured security of each transaction with diligent real time monitoring
  • Facilitating safe, secure cross-border payments through diligent and real-time compliance screening
  • Constantly evolving technology capabilities to address money laundering, fraud and other financial crimes
  • Every transaction is screened in real time, with efficiency and precision
Integrated compliance
Protecting the safety of every transaction with real time compliance screening
  • Trusted and proven region wise expertise in acquiring licenses and approvals, integrating complex compliance requirements
  • Ensuring every partner abides by compliance protocols, with regular monitoring and due diligence
  • Providing a secure payments ecosystem

Beyond benchmarks

  • Our constantly expanding portfolio of regulatory licenses, authorisations and approvals opens up global opportunities for our partners
  • Strong presence in Africa, and growing - a large pivotal remittance market
Automated reconciliation
Facilitating a seamless business continuity to reduce financial exposure and ensure revenue protection
  • Leading automated reconciliation engines for high volume real time transactions
  • Handholding, interventions and escalations ensuring a smooth and secure payments journey across every highway our partners are on
Data security
Committed to protecting our partners’ privacy at all times
  • Transaction security across every partner network
  • Regular updates in Data Security policies and strategies covering key areas of interventions
Fraud management
Highly equipped to handle the complexities of region and cross border payments
  • Ensuring a secure flow of funds and guaranteeing the safety for all payment participants

Customer. First.



Bespoke end-to-end payment solutions. Connecting diverse payment networks for seamless real-time credits to accounts, cards and mobile wallets.

Our growth pillars define our philosophy for offering a myriad of global payment opportunities for our partners.


Send

Instant payouts to bank
accounts and mobile wallets, globally

Spend

Diversified services catering
to our partners' customer payment needs through omni channel Merchant Payments and Request to Debit

Manage

Drive our partners' customer payment portfolios with innovative payment solutions including Consumer Accounts, Credential Issuance, Merchant Acquiring solutions

Grow

Enhancing customer experience and accelerating gains through the journey of bespoke value-added services and mass customisations using Artificial Intelligence, with Loyalty, Investment product, Goal-based savings and Recurring asset class schemes

Key partners

Backed by some of the world’s
most trusted institutions

IFC, a member of the World Bank Group is the largest global development institution focused exclusively on the private sector in developing countries. Clients view IFC as a provider and mobilizer of scarce capital , knowledge and long term partnerships that can help address critical constraints in areas such as Finance, Infrastructure, Employee skills and the regulatory environment.

Partech is a global venture capital firm with offices in San Francisco, Paris, Berlin and Dakar. Partech invests in internet and technology startups at seed, venture and growth stages. Since 2012, the team has built a pioneering business development platform fostering synergies and business relationships between entrepreneurs and strategic partners.

Prime Ventures is a leading venture capital firm focusing on investing in European companies in technology and related industries, and leverages its capital, experience and network to actively guide them into global category leaders. From its offices in the Netherlands and the UK, the independent partnership manages over 700 Mn Euros in committed capital.

Explore the possibilities

Contact

Are you looking to a driven force of
change makers and enablers?

See careers

2021 © Terra Payment Services (Netherlands) B.V. All rights reserved.

x

Leading instant payments into
Bank Accounts and
Mobile Wallets
across 22 countries
, including

Coming Soon : Ethiopia

Strong partner integrations with API license in the UK,
opens up our reach to

Instant payments to 10 countries including

Coming soon : Thailand | China | Hong Kong | Launch of Bank Accounts

USD & CAD Bank account payment
| 10 LATAM countries