Transfer Happiness. TerraPay enables your customers pay quickly, safely and affordably. Make your businessfuture proof. Add cross-border real time payment products to your service portfolio quickly and affordably. Grow with TerraPay. A single agreement gives you access to all the geographies that we expand into. End to End Service. We provide services ranging from regulatory cover, technical integration, foreign exchange, transaction processing, clearing and settlement so that you can focus on your customers.