Xend. The Roaming Network for Wallets.
Built for real-time payment interoperability across financial ecosystems, Xend empowers wallets to roam globally. With 200+ wallet partners, we connect banks, wallets, and regulated financial institutions to a unified payments network.
Payment interoperability, built for digital wallets at global scale
- Global wallet payouts
- Wallet-to-anywhere payouts
- Merchant payments
- Direct bank to wallet transfers
- Access digital wallets across 60+ countries spanning Africa, MENA, Asia, LATAM, and emerging markets
- Reach 3.7B+ wallet accounts globally through real-time connectivity
- Expand into new markets without rebuilding local integrations
- Deliver payouts with intelligent routing and consistently high delivery performance
Digital wallets are becoming the default financial account across key markets. Xend removes the access barrier, making global wallet payouts seamless and scalable.
- Enable real-time payments across wallet ecosystems
- Support wallet-to-wallet and wallet-to-bank transactions through ecosystem interoperability
- Increase wallet transaction volumes across connected networks
- Strengthen liquidity across wallet ecosystems
Xend connects fragmented systems into a unified payment layer, enabling higher usage and sustained revenue growth.
- Enable digital wallet users to pay at 150M+ merchant locations globally via Tap & Pay
- Drive higher usage through expanded merchant acceptance
- Support cross-border QR-based payments across participating wallets and merchants
- Enable seamless in-store payment experiences
Xend extends wallet utility beyond peer-to-peer payments into everyday commerce.
- Enable inbound transfers from banking apps directly into digital wallets
- Receive funds from bank accounts globally without additional integrations
- Improve wallet users’ liquidity through stronger bank-to-wallet connectivity
- Support high-volume payment flows with compliant, scalable infrastructure
Xend connects banking systems with wallet ecosystems -enabling reliable, real-time payments at scale.
Immediate reach
Access a global wallet network from day one.
- Access 3.7B+ digital wallets in real time across 60+ countries
- Connect through 200+ wallet partners globally
- Expand reach instantly without building local integrations
Faster expansion
Launch new markets without rebuilding your stack.
- Activate new corridors without additional integrations
- Reduce time to market across regions
- Scale internationally through a single connection
Revenue expansion
Unlock new monetisation opportunities across payment flows.
- Enable wallet-to-wallet, merchants, businesses, and gig economy payouts
- Monetise cross-border flows without corridor-by-corridor builds
- Increase transaction volumes across ecosystems
Operational efficiency
Simplify complexity across currencies, wallets, and regions.
- Manage multi-wallet, multi-currency flows through a single infrastructure layer
- Leverage compliant, structured settlement rails
- Reduce operational overhead with automated reconciliation
Network effect
Grow with every new participant on the network.
- Access every new wallet added to Xend instantly
- Expand transaction volumes as the network grows
- Benefit from compounding ecosystem value
Customer retention
Increase engagement by expanding wallet utility.
- Extend capabilities beyond peer-to-peer payments
- Drive higher usage frequency across use cases
- Strengthen long-term customer relationships
The network for global payment interoperability.
As wallets scale across markets, wallet interoperability is no longer optional. Xend provides the infrastructure layer that connects wallets, banks, and merchants into a unified payment network.
Join a growing ecosystem of financial institutions building the next phase of cross-border payments.