Businesses have evolved, as has their workforce. In this increasingly globalized world of work, there’s no room for slow, expensive, complex, and inefficient payouts.

TerraPay’s Global Workforce Payout solution enables global businesses like yours to reach workers across the globe with real-time, transparent, affordable and fully compliant payments direct to their wallets & bank accounts.

Built for today's workforce.
Designed for global scale.

Whether you’re managing full-time employees across the globe, working with a distributed network of gig workers or building a thriving creator network, TerraPay makes it easy for you to pay your teams
anytime, anywhere.

Streamline your global payroll operations

  • Disburse salaries in real-time to wallets and bank accounts across 90 countries and in 70 currencies
  • Automate, simplify, and scale your global payroll operations with seamless integration via our API or leverage our intuitive partner portal, TerraPay Engage
  • Gain complete visibility with real-time transaction tracking and reconciliation support
  • Ensure every payment meets local compliance with built-in KYC/AML checks
  • Simplify FX management, treasury processes, and local currency settlement with minimal friction and transparent pricing
  • Boost access and satisfaction for your globally distributed employees

Pay gig workers on time, every time

  • Make real-time payments to gig workers in their currency of choice and their preferred payout method, whether it’s wallets or banks accounts
  • Seamlessly integrate with our API or the TerraPay Engage portal to gain easy access and complete control
  • Pre-fund in multiple currencies and simplify FX conversions with complete transparency
  • Reduce and resolve queries with real-time transaction tracking and ensure payment certainty
  • Eliminate complexities and simplify compliance with reliable, built-in KYC/AML checks

Move money at the speed of content

  • Integrate effortlessly with our API or go live with the TerraPay Engage portal to manage and automate payouts at scale—without complex overhead
  • Whether it’s a local bank account or their preferred mobile wallet, pay creators in their preferred mode across 75 markets and in 70 currencies
  • Reach creators across geographies while meeting local regulatory requirement with built-in KYC/AML checks, transaction-level transparency, and control
  • From FX transparency to real-time and precise transaction tracking designed to offer you complete control at every step
  • Enable smaller, more frequent payouts to creators, avoiding the delays and limitations associated with legacy payment rails

Why TerraPay

One infrastructure for all your global payout needs

Whether it’s integrating with our API or using the TerraPay Engage portal, our modular infrastructure is built to simplify global payments for multiple use cases.

Deliver faster payments to wallets and bank accounts, across 90 unique markets, covering 70 currencies.

Supported by a rich network of 3.7 billion wallets and 7.5 billion bank accounts*, pay your workforce how and where they want.

 

*These numbers indicate TerraPay’s global reach across payout solutions.

We spent a decade building this network with global licenses & approvals in 32 markets ensuring every payout is locally compliant, transparent, and seamless.

Beyond Borders, Within Reach

Bank
Wallet
Bank/Wallet

Kenya
Nigeria
Senegal

Australia
Bangladesh
China
India
Japan
Malaysia
Pakistan
Philippines
Singapore
South Korea
Thailand
Vietnam

Markets in Europe offering SEPA
Turkey
Ukraine
United Kingdom(UK)

United Arab Emirates

Canada
United Sates of America(USA)

Argentina
Brazil
Chile
Colombia
Costa Rica
Mexico

Let our experts get in touch with you

FAQs

All you need to know about TerraPay’s Global Workforce Payout solutions

TerraPay currently offers global payouts for platforms that need to send royalty payouts to creators across the world for driving traffic to the site and payroll platforms that send or facilitate payouts to freelancers/employees globally.

Whether you’re a platform or a licensed financial institution supporting payouts across the verticals mentioned above, you can directly contract with TerraPay. Once we sign an NDA, we’ll walk you through the options and next steps to get started.

TerraPay supports centralised prefunding in USD, EUR or G10 currencies. Alternatively, our treasury teams can work with you to discuss possible solutions that best meet your needs.

TerraPay’s Global Workforce Payout solution offers support for 70 currencies across 90 countries. Depending on the receiving market, we help facilitate both local and hard currency payouts. Our deal-based model enables us to offer our clients competitive FX rates.

With licenses and regulatory approvals in 32 markets, TerraPay simplifies the complexities of global payouts with its built-in compliance controls, including transaction level monitoring, screening, and reporting. However, each party in the payment chain will be responsible for complying with its own regulatory obligations, such as FIs performing due diligence on their B2C customers.