With one integration, you don’t just access TerraPay. You
gain direct access to a unified ecosystem with billions of
financial endpoints across markets.
Built to simplify
cross-border
payments at scale
As cross-border payments continue to evolve and expand across use cases, so does TerraPay’s global
payments network with direct connections, strong regulatory coverage, and a growing global footprint.
0
receiving
countries
0
wallets
0
bank accounts
0
card endpoints
0
currencies
0
licenses & regulatory approvals
Know our network
As cross-border payments continue to evolve and expand across use cases, so does TerraPay’s global payments network with direct connections, strong regulatory coverage, and a growing global footprint.
- APAC
- Americas
- Africa
- MENA
- Europe
-
Australia
-
Bangladesh
-
Brunei
-
Cambodia
-
China
-
Fiji
-
Hong Kong
-
India
-
Indonesia
-
Japan
-
Laos
-
Malaysia
-
Mongolia
-
Myanmar
-
Nepal
-
New Zealand
-
Pakistan
-
Philippines
-
Samoa
-
Singapore
-
South Korea
-
Sri Lanka
-
Thailand
-
Tonga
-
Vanuatu
-
Vietnam
Australia
Currency
AUD
Wallet Payout
N/A
Bank Payout
Bangladesh
Currency
BDT
Wallet Payout
Bank Payout
Brunei
Currency
BND
Wallet Payout
N/A
Bank Payout
Cambodia
Currency
USD
Wallet Payout
Bank Payout
China
Currency
CNY/USD
Wallet Payout
Bank Payout
*USD, only available for Banks 
Card
Fiji
Currency
FJD
Wallet Payout
Bank Payout
N/A
Hong Kong
Currency
HKD/CNY
Wallet Payout
N/A
Bank Payout
India
Currency
INR
Wallet Payout
N/A
Bank Payout
Indonesia
Currency
IDR
Wallet Payout
Bank Payout
Japan
Currency
JPY
Wallet Payout
N/A
Bank Payout
Laos
Currency
USD
Wallet Payout
N/A
Bank Payout
Malaysia
Currency
MYR
Wallet Payout
Bank Payout
Mongolia
Currency
MNT
Wallet Payout
N/A
Bank Payout
Myanmar
Currency
MMK
Wallet Payout
N/A
Bank Payout
Nepal
Currency
NPR
Wallet Payout
Bank Payout
New Zealand
Currency
NZD
Wallet Payout
N/A
Bank Payout
Pakistan
Currency
PKR
Wallet Payout
Bank Payout
Philippines
Currency
PHP/USD
Wallet Payout
Bank Payout
*USD, only available for Banks
Samoa
Currency
WST
Wallet Payout
Bank Payout
N/A
Singapore
Currency
SGD
Wallet Payout
N/A
Bank Payout
South Korea
Currency
KRW
Wallet Payout
N/A
Bank Payout
Sri Lanka
Currency
LKR/USD
Wallet Payout
N/A
Bank Payout
*USD, only available for Banks
Thailand
Currency
THB
Wallet Payout
N/A
Bank Payout
Tonga
Currency
TOP
Wallet Payout
Bank Payout
N/A
Vanuatu
Currency
VUV
Wallet Payout
Bank Payout
N/A
Vietnam
Currency
VND/USD
Wallet Payout
Bank Payout
*USD, only available for Banks
Card
-
USA
-
Canada
-
Argentina
-
Bolivia
-
Brazil
-
Chile
-
Colombia
-
Costa Rica
-
Dominican Republic
-
Ecuador
-
El Salvador
-
Guatemala
-
Haiti
-
Honduras
-
Jamaica
-
Mexico
-
Nicaragua
-
Panama
-
Paraguay
-
Peru
-
Trinidad & Tobago
-
Uruguay
USA
Currency
USD
Wallet Payout
N/A
Bank Payout
Canada
Currency
CAD
Wallet Payout
N/A
Bank Payout
Argentina
Currency
ARS
Wallet Payout
N/A
Bank Payout
Bolivia
Currency
BOB
Wallet Payout
Bank Payout
Brazil
Currency
BRL
Wallet Payout
N/A
Bank Payout
Chile
Currency
CLP
Wallet Payout
N/A
Bank Payout
Colombia
Currency
COP
Wallet Payout
Bank Payout
Costa Rica
Currency
CRC
Wallet Payout
N/A
Bank Payout
Dominican Republic
Currency
DOP
Wallet Payout
Bank Payout
Ecuador
Currency
USD
Wallet Payout
N/A
Bank Payout
El Salvador
Currency
USD
Wallet Payout
N/A
Bank Payout
Guatemala
Currency
GTQ
Wallet Payout
Bank Payout
Haiti
Currency
HTG
Wallet Payout
Bank Payout
N/A
Honduras
Currency
USD
Wallet Payout
N/A
Bank Payout
Jamaica
Currency
JMD/USD
Wallet Payout
N/A
Bank Payout
*USD, only available for Banks
Mexico
Currency
MXN
Wallet Payout
N/A
Bank Payout
Nicaragua
Currency
USD
Wallet Payout
N/A
Bank Payout
Panama
Currency
USD
Wallet Payout
N/A
Bank Payout
Paraguay
Currency
PYG
Wallet Payout
N/A
Bank Payout
Peru
Currency
PEN/USD
Wallet Payout
N/A
Bank Payout
*USD, only available for Banks
Trinidad & Tobago
Currency
TTD
Wallet Payout
Bank Payout
N/A
Uruguay
Currency
UYU
Wallet Payout
N/A
Bank Payout
-
Angola
-
Benin
-
Botswana
-
Burkina Faso
-
Burundi
-
Cameroon
-
Central African Republic
-
Chad
-
Comoros
-
Congo B
-
DRC
-
Equatorial Guinea
-
Ethiopia
-
Gabon
-
Gambia
-
Ghana
-
Guinea Bissau
-
Guinea Conakry
-
Ivory Coast
-
Kenya
-
Lesotho
-
Liberia
-
Madagascar
-
Malawi
-
Mali
-
Mauritania
-
Mozambique
-
Niger
-
Nigeria
-
Rwanda
-
Senegal
-
Sierra Leone
-
South Africa
-
South Sudan
-
Tanzania
-
Togo
-
Uganda
-
Zambia
-
Zimbabwe
Angola
Currency
AOA
Wallet Payout
Bank Payout
N/A
Benin
Currency
XOF
Wallet Payout
Bank Payout
Botswana
Currency
BWP
Wallet Payout
Bank Payout
N/A
Burkina Faso
Currency
XOF
Wallet Payout
Bank Payout
Burundi
Currency
BIF
Wallet Payout
Bank Payout
N/A
Cameroon
Currency
XAF
Wallet Payout
Bank Payout
Central African Republic
Currency
XAF
Wallet Payout
Bank Payout
Chad
Currency
XAF
Wallet Payout
Bank Payout
Comoros
Currency
KMF
Wallet Payout
Bank Payout
N/A
Congo B
Currency
XAF
Wallet Payout
Bank Payout
DRC
Currency
USD
Wallet Payout
Bank Payout
N/A
Equatorial Guinea
Currency
XAF
Wallet Payout
Bank Payout
Ethiopia
Currency
ETB
Wallet Payout
Bank Payout
Gabon
Currency
XAF
Wallet Payout
Bank Payout
N/A
Gambia
Currency
GMD
Wallet Payout
Bank Payout
Ghana
Currency
GHS
Wallet Payout
Bank Payout
Guinea Bissau
Currency
XOF
Wallet Payout
Bank Payout
Guinea Conakry
Currency
GNF
Wallet Payout
Bank Payout
N/A
Ivory Coast
Currency
XOF
Wallet Payout
Bank Payout
Kenya
Currency
KES
Wallet Payout
Bank Payout
Lesotho
Currency
LSL
Wallet Payout
Bank Payout
N/A
Liberia
Currency
USD
Wallet Payout
Bank Payout
N/A
Madagascar
Currency
MGA
Wallet Payout
Bank Payout
N/A
Malawi
Currency
MWK
Wallet Payout
Bank Payout
Mali
Currency
XOF
Wallet Payout
Bank Payout
Mauritania
Currency
MRU
Wallet Payout
Bank Payout
Mozambique
Currency
MZN
Wallet Payout
Bank Payout
N/A
Niger
Currency
XOF
Wallet Payout
N/A
Bank Payout
Nigeria
Currency
NGN
Wallet Payout
Bank Payout
Rwanda
Currency
RWF
Wallet Payout
Bank Payout
Senegal
Currency
XOF
Wallet Payout
Bank Payout
Sierra Leone
Currency
SLE
Wallet Payout
Bank Payout
South Africa
Currency
ZAR
Wallet Payout
N/A
Bank Payout
South Sudan
Currency
SSP
Wallet Payout
Bank Payout
N/A
Tanzania
Currency
TZS
Wallet Payout
Bank Payout
Togo
Currency
XOF
Wallet Payout
Bank Payout
Uganda
Currency
UGX
Wallet Payout
Bank Payout
Zambia
Currency
ZMW
Wallet Payout
Bank Payout
Zimbabwe
Currency
USD
Wallet Payout
Bank Payout
-
Afghanistan
-
Bahrain
-
Egypt
-
Iraq
-
Jordan
-
Kuwait
-
Lebanon
-
Morocco
-
Qatar
-
Saudi Arabia
-
Tunisia
-
UAE
-
Yemen
Afghanistan
Currency
AFN/USD
Wallet Payout
Bank Payout
*USD, only available for Banks
Bahrain
Currency
BHD
Wallet Payout
N/A
Bank Payout
Egypt
Currency
EGP/USD
Wallet Payout
Bank Payout
*USD, only available for Banks
Iraq
Currency
IQD
Wallet Payout
N/A
Bank Payout
Jordan
Currency
JOD
Wallet Payout
N/A
Bank Payout
Kuwait
Currency
KWD
Wallet Payout
N/A
Bank Payout
Lebanon
Currency
USD
Wallet Payout
Bank Payout
Morocco
Currency
MAD
Wallet Payout
N/A
Bank Payout
Qatar
Currency
QAR
Wallet Payout
N/A
Bank Payout
Saudi Arabia
Currency
SAR
Wallet Payout
Bank Payout
Tunisia
Currency
TND
Wallet Payout
N/A
Bank Payout
UAE
Currency
AED
Wallet Payout
N/A
Bank Payout
Yemen
Currency
USD/SAR
Wallet Payout
N/A
Bank Payout
*USD, only available for Banks -
Aland Islands
-
Albania
-
Andorra
-
Austria
-
Azerbaijan
-
Belgium
-
Bulgaria
-
Croatia
-
Cyprus
-
Czech Republic
-
Denmark
-
Estonia
-
Finland
-
France
-
French Guiana
-
Georgia
-
Germany
-
Gibraltar
-
Greece
-
Guadeloupe
-
Guernsey
-
Hungary
-
Iceland
-
Ireland
-
Isle of Man
-
Israel
-
Italy
-
Jersey
-
Latvia
-
Liechtenstein
-
Lithuania
-
Luxembourg
-
Malta
-
Martinique
-
Mayotte
-
Moldova
-
Monaco
-
Montenegro
-
Netherlands
-
North Macedonia
-
Norway
-
Poland
-
Portugal
-
Reunion
-
Romania
-
Saint Barthelemy
-
Saint Martin
-
Saint Pierre And Miquelon
-
San Marino
-
Slovakia
-
Slovenia
-
Spain
-
Sweden
-
Switzerland
-
Turkey
-
Ukraine
-
United Kingdom
-
Vatican City State
Aland Islands
Currency
EUR
Wallet Payout
N/A
Bank Payout
Albania
Currency
ALL/EUR
Wallet Payout
N/A
Bank Payout
Andorra
Currency
EUR
Wallet Payout
N/A
Bank Payout
N/A
Austria
Currency
EUR
Wallet Payout
N/A
Bank Payout
Azerbaijan
Currency
AZN/USD/EUR
Wallet Payout
N/A
Bank Payout
N/A
Reach out to us for more details.
Card
Belgium
Currency
EUR
Wallet Payout
N/A
Bank Payout
Bulgaria
Currency
EUR
Wallet Payout
N/A
Bank Payout
Croatia
Currency
EUR
Wallet Payout
N/A
Bank Payout
Cyprus
Currency
EUR
Wallet Payout
N/A
Bank Payout
Czech Republic
Currency
EUR/CZK
Wallet Payout
N/A
Bank Payout
Denmark
Currency
EUR
Wallet Payout
N/A
Bank Payout
Estonia
Currency
EUR
Wallet Payout
N/A
Bank Payout
Finland
Currency
EUR
Wallet Payout
N/A
Bank Payout
France
Currency
EUR
Wallet Payout
N/A
Bank Payout
French Guiana
Currency
EUR
Wallet Payout
N/A
Bank Payout
Georgia
Currency
EUR
Wallet Payout
N/A
Bank Payout
Germany
Currency
EUR
Wallet Payout
N/A
Bank Payout
Gibraltar
Currency
EUR
Wallet Payout
N/A
Bank Payout
Greece
Currency
EUR
Wallet Payout
N/A
Bank Payout
Guadeloupe
Currency
EUR
Wallet Payout
N/A
Bank Payout
Guernsey
Currency
EUR
Wallet Payout
N/A
Bank Payout
Hungary
Currency
EUR/HUF
Wallet Payout
N/A
Bank Payout
Iceland
Currency
EUR
Wallet Payout
N/A
Bank Payout
Ireland
Currency
EUR
Wallet Payout
N/A
Bank Payout
Isle of Man
Currency
EUR
Wallet Payout
N/A
Bank Payout
Israel
Currency
ILS
Wallet Payout
N/A
Bank Payout
Italy
Currency
EUR
Wallet Payout
N/A
Bank Payout
Jersey
Currency
EUR
Wallet Payout
N/A
Bank Payout
Latvia
Currency
EUR
Wallet Payout
N/A
Bank Payout
Liechtenstein
Currency
EUR
Wallet Payout
N/A
Bank Payout
Lithuania
Currency
EUR
Wallet Payout
N/A
Bank Payout
Luxembourg
Currency
EUR
Wallet Payout
N/A
Bank Payout
Malta
Currency
EUR
Wallet Payout
N/A
Bank Payout
Martinique
Currency
EUR
Wallet Payout
N/A
Bank Payout
Mayotte
Currency
EUR
Wallet Payout
N/A
Bank Payout
Moldova
Currency
EUR
Wallet Payout
N/A
Bank Payout
Monaco
Currency
EUR
Wallet Payout
N/A
Bank Payout
Montenegro
Currency
EUR
Wallet Payout
N/A
Bank Payout
Netherlands
Currency
EUR
Wallet Payout
N/A
Bank Payout
North Macedonia
Currency
EUR
Wallet Payout
N/A
Bank Payout
Norway
Currency
EUR
Wallet Payout
N/A
Bank Payout
Poland
Currency
EUR/PLN
Wallet Payout
N/A
Bank Payout
Portugal
Currency
EUR
Wallet Payout
N/A
Bank Payout
Reunion
Currency
EUR
Wallet Payout
N/A
Bank Payout
Romania
Currency
EUR/RON
Wallet Payout
N/A
Bank Payout
Saint Barthelemy
Currency
EUR
Wallet Payout
N/A
Bank Payout
Saint Martin
Currency
EUR
Wallet Payout
N/A
Bank Payout
Saint Pierre And Miquelon
Currency
EUR
Wallet Payout
N/A
Bank Payout
San Marino
Currency
EUR
Wallet Payout
N/A
Bank Payout
Slovakia
Currency
EUR
Wallet Payout
N/A
Bank Payout
Slovenia
Currency
EUR
Wallet Payout
N/A
Bank Payout
Spain
Currency
EUR
Wallet Payout
N/A
Bank Payout
Sweden
Currency
EUR
Wallet Payout
N/A
Bank Payout
Switzerland
Currency
EUR/CHF
Wallet Payout
N/A
Bank Payout
Turkey
Currency
TRY/USD/EUR
Wallet Payout
Bank Payout
Reach out to us for more details.
Ukraine
Currency
UAH
Wallet Payout
N/A
Bank Payout
Card
United Kingdom
Currency
GBP/EUR
Wallet Payout
N/A
Bank Payout
Vatican City State
Currency
EUR
Wallet Payout
N/A
Bank Payout
A network that works for you.
What does TerraPay’s interoperable, multi-rail cross-border payments network do for you?
Single integration,
global reach
Real-time payments
Our network helps you deliver on the promise of speed and convenience with real-time or near real-time payouts across multiple corridors, payment types, and methods.
Direct connectivity
TerraPay’s direct integrations with
banks, wallets, and payment
systems across 150+ countries
ensure secure, reliable payment
delivery to the last mile.
banks, wallets, and payment
systems across 150+ countries
ensure secure, reliable payment
delivery to the last mile.
Cross-border payment interoperability
Enable seamless money movement
with a 99.9% success rate via
TerraPay’s advanced APIs, Swift
connectivity, and Xend network.
with a 99.9% success rate via
TerraPay’s advanced APIs, Swift
connectivity, and Xend network.
Transparency guaranteed
From settlement times to FX pricing,
from transaction monitoring to
real-time reporting, expect nothing
but clear and predictable
outcomes.
from transaction monitoring to
real-time reporting, expect nothing
but clear and predictable
outcomes.
Connect once to simplify your global payments
What does TerraPay’s interoperable, multi-rail cross-border payments network do for you?
Customer
Initiates payment via app, bank, or OTC
Sending Financial Institution
Partner bank, fintech, or wallet sends payment via API
TerraPay's Global Payments Network
- Prefunded in preferred currency
- Smart treasury for multi-currency trade & FX management
- Built-in real-time transaction screening, monitoring, AML controls
Receiving Financial Institution
Local bank or wallet partner
Beneficiary
Funds credited in real-time to account or wallet
A digital wallet
network designed for payments
interoperability
As wallets scale across markets, interoperability is no longer optional. Xend provides the infrastructure layer that connects wallets, banks, and merchants into a unified payment network. Join a growing ecosystem of financial institutions building the next phase of cross-border payments.